homepage_01 You are here: Home


Universal Insurance is a leading provider of insurance programs for specialized industries. Universal Insurance has earned the confidence of thousands of satisfied customers by providing excellent customer service at affordable premiums.

We proudly serve these markets

Day Spas




Pollution Liability

playmakers_imgPlayer’s Choice


Fast, Easy, and Free Quote

Simply fill in the information below and a member of our staff will be in contact with you shortly. You may also call our staff with any questions, 602.222.8300.

Get a Quote

Agency Information (if applicable)


About Universal

Coverage designed with you in mind.

Universal Insurance provides comprehensive coverages to business professionals across the United States. The Arizona based firm was established in 1992 with the vision of providing specialized insurance programs to niche markets. To this day, Universal Insurance has a passion to help business owners by offering uniquely tailored insurance products.

Too often, entrepreneurs are over paying for insurance while having major gaps in coverages. The specific insurance needs for niche markets are better placed with customized programs.

Universal Insurance has a commitment to education and development in the insurance field as well as the specialty markets they represent. The staff at Universal Insurance travels nationally to attend tradeshows, hold seminars, and assist with risk management techniques.

Randy Tipton, President of Universal Insurance explains, “Our dedicated staff is extremely talented and we love what we do! We strive to provide the best coverages while reducing the overall insurance costs.”

Universal Insurance Programs LLC  |  1220 E Osborn Rd.  |  Phoenix, AZ 85014
Tel: 602.222.8300  |  Fax: 866.512.2272   |  Email: info@uiprograms.com